A simpler, more certain way to close
A modern closing infrastructure for buyers, sellers, agents, lenders, title partners and escrow providers.
1234 Maple Ridge Drive
Austin, TX 78746 · Purchase · Closing in 6 days
Olivia Carter
Buyer
Transaction progress
4 of 8 stages
Single-family home
4 beds · 3 baths · 2,643 sq ft
Escrow
Instructions verified · Deposit received
On track
Identity
Buyer and seller
Verified
Ownership
Recorded after registry confirmation
Illustration with fictional demo data.
A clearer path for everyone
Open a transaction, invite every party and set up your closing details in minutes.
Verify identities securely and collect documents from every party in one place.
Keep everyone aligned, review documents and sign electronically with confidence.
Confirm funding, record the deed and complete the handoff — from decision to ownership.
Built for modern closings
Every part of the closing has its own place — with the right people, documents and status — so nothing lives in scattered emails.
Your closing
Upload & sign
Connect accounts
Track & transfer
Secure funds
Finalize & record
Buyers, sellers & pros
Stay on track
See the journey
Details & data
E-sign securely
Verify & comply
Mortgage & loans
Clear to close
Cover what matters
Secure communication
Banks, APIs & partners
Your preferences
The transaction journey
Each milestone has an owner, a deadline, its documents and its tasks. You always know what's done, what's next and who is responsible.
Normal
Moving as planned.
Needs attention
A deadline is close or passed.
Blocked
Something must be resolved first.
Complete
Verified and recorded.
For buyers
No jargon, no chasing emails. Your home screen shows how far along you are, the one thing that needs you next, where your money is and who is responsible for everything else.
Messages the app shows, in plain language
Good evening, Olivia.
1234 Maple Ridge Drive
Closing in 6 days
Your closing is 64% complete.
Next step
Review Closing Disclosure
Estimated time: 3 minutes
Review & SignPurchase price$825,000
Mortgage$600,000
Deposit$25,000
Remaining at closing$200,000
Illustration with fictional demo data.
For sellers
Sign closing documents electronically, with a step-up check for the documents that transfer your property.
See payoff, conditions and disbursement status from your escrow partner — not guesses.
Upload disclosures once. Every professional sees the current version, and every version is kept.
Payout instructions are versioned, verified by a second person and guarded by a waiting period after any change.
For professionals
Agents, coordinators, lenders, title and escrow officers get a portfolio command center: what's closing this week, what's blocked, what's waiting on whom — with every party's privacy intact.
Command center
| Property | Stage | Progress | Attention |
|---|---|---|---|
| 1234 Maple Ridge Drive | Signing | On track | |
| 88 Barton Creek Blvd | Clearing conditions | Title lien | |
| 509 Lakeview Terrace | Verifying identities | ID review |
Illustration with fictional demo data.
Bank & open-banking connectivity
You connect through your own bank's consent screen, through an open-banking provider such as Plaid. We see only what you allow — account ownership, masked account numbers and balances — and you can disconnect at any time.
Choose your bank
Pick your bank; we send you to its own secure consent page.
Approve access on your bank's site
Your bank asks you to confirm. Credentials never touch Sagolik Close.
We verify ownership
We confirm the account is in your name and show only the last four digits.
See what's needed
Funds required at closing, next to what's available — before you send anything.
Security
Closing fraud targets the day money moves. Sagolik Close treats every payment instruction as a protected, versioned object — not editable text in an email.
Moving money, changing payment details and signing closing documents require a fresh second factor.
A second authorized person approves transfers and verifies payment instructions — never the person who entered them.
Changed payout details enter a waiting period, and every party is alerted to verify by phone.
Tokens and account numbers are encrypted at rest; row-level security isolates every transaction and organization.
Who did what, when and from where — enforced in the database, exportable for auditors.
Automated checks flag; qualified people decide. AI never approves KYC, AML or funds.
Escrow
Your licensed escrow or title partner holds the funds. Sagolik Close shows the required amount, what's received, what's outstanding, the conditions and the expected release — and records settlement only when the provider confirms it.
Electronic signatures
Signature requests go to the right people in the right order. The signed copy and the provider's completion certificate are stored as a new, immutable version — the original is never overwritten.
Document vault
Uploads are scanned, type-checked and hashed before storage. Access follows each document's classification, every view is audited, and extracted details stay suggestions until a person confirms them.
Ownership recorded
Registry reference confirmed
Ownership transfer
Ownership is marked transferred only after the deed is recorded — confirmed by a registry integration or by the authorized professional, with the recording reference. Then your permanent Home Record begins: signed documents, mortgage, insurance, warranties, renovations and receipts.
Real people. Real progress.
Sagolik Close gives you the clarity, security and support to move forward with what matters most.
Closing complete
Ownership transferred · Home Record created
Different roles. A better closing experience for all — with each party seeing exactly what they should.
A simpler, clearer path to homeownership.
Keep clients informed and deals on track.
Faster documentation and smoother coordination.
Structured workflows and verified instructions.
One workspace
for every party and every document
Every step audited
append-only, exportable history
No passwords shared
bank consent happens at your bank
People decide
compliance and money never run on autopilot
API & integration ecosystem
Every regulated function sits behind a typed adapter, so each market can use the providers that are licensed there. A versioned REST API and signed webhooks let partner systems — and, with the same permissions as people, AI agents — work with Sagolik Close.
Names are examples of compatible provider categories, not announced partnerships. Availability varies by market.
Open banking
Plaid, TrueLayer, Tink, GoCardless, Yapily
Identity & KYC
Persona, Veriff, Stripe Identity, Onfido, Signicat, BankID
E-signatures
DocuSign, Dropbox Sign, Adobe Acrobat Sign, SignNow
Escrow & payments
Licensed escrow and title partners, bank rails (ACH, wire, SEPA)
Property & title
Property-data providers, title plants, national land registries
Messaging
Email and SMS providers, calendar (Google, Microsoft, ICS)
Pilot program
Sagolik Close is in its pilot phase. We don't show customer quotes, logos, ratings or usage figures until real customers have agreed to share them. If you run an agency, a title or escrow company, or a lending team, you can shape what we build next.
Pricing
During the pilot, pricing is agreed with each customer. Buyers and sellers join when a professional on their transaction invites them.
consumer
By invitation
professional
Priced during the pilot
team
Priced during the pilot
enterprise
Priced during the pilot
FAQ
No. Funds are held by the licensed escrow, title or trust-account provider on your transaction. Sagolik Close coordinates the instructions, approvals and status, and records settlement only when that provider confirms it.
Never. Bank connections happen on your bank's own consent page through an open-banking provider. If anyone asks for your banking password in our name, it's fraud.
Any change creates a new version that must be independently verified by a second person, triggers a security notice to every party and enters a waiting period before it can be used. Always confirm by phone using a number you already know.
Identity checks are performed by a specialist provider. We store the minimum result needed — for example “verified” and which checks passed — not your ID images, unless a jurisdiction requires it.
No. The assistant explains your transaction using the same structured data you see. It cannot move money, change bank details, approve checks, sign or transfer ownership.
Our workflow engine models each jurisdiction separately — the United States first. Rules for Texas, California, Sweden, Poland, Germany, Liechtenstein and Switzerland are modelled as a starting point and each needs local legal review before launch there. We don't pretend one workflow fits every market.
Same people. A brighter tomorrow.
Sagolik Close helps turn complex transactions into a clear path to ownership.
